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Archive for October, 2006

Gifts almost done!

October 30th, 2006 at 09:04 am

Went through gift closet this weekend and realized I have almost all Christmas gifts covered (except DH)also have all November and December birthdays covered. Have been buying an ornament for one of my nephews each year since he was born (he's 6 now) found a spiderman ornament (his favorite) on sale for $2.95 at KMART. Yahoo!

Also found mountain bike on sale at Walmart that DH has been salivating over. His birthday is Wednesday, so I've got his gift covered too!

Planning ahead and paying in cash are really paying off...now if only I could figure out how to make the Christmas cards write themselves....

10 financial lessons from dogs

October 27th, 2006 at 12:37 pm

First of all let me out myself, I am the proud dog mom of a 16 year old border-collie chow mix (boy) and 2 year old pit bull beagle mix (girl) and I just started thinking about the ways dogs can teach you to be a better financial steward:

10. Drink lots of water (it's free & good for you)
9. Enjoy your food (just make sure to limit the amount)
8. Early to bed, early to rise (means I avoid being grumpy, forgetting to make my lunch, spending too much by buying breakfast and lunch...)
7. A small space is all you need (just because you can afford it doesn't not make bigger the better choice)
6. Exercise everyday (longer life, less healthcare costs)
5. visit your "vet" regularly (it's easier and cheaper to fix a problem before it gets out of hand)
4. cheap toys can be more amusing (rubbix cube anyone???)
3. used is good (my older dog was the first "used" thing I aquired and he is a gem!)
2. Enjoy the outdoors (it's free!)
1. Love is free

Cash only!

October 26th, 2006 at 09:31 am

I have been doing the cash only route for a few weeks now, never realized how addictive it is to slap the plastic down for a purchase (whether it be credit or debit). When using cash it feel like MY MONEY and I am much more hesitant to part with it. LOL! Used to love Starbucks coffee (not my fault I'm originally from Seattle!) but after two days of paying for that in cash, decided gas station coffee (at 1/4 the price) was equally tasty. It's interesting the way we perceive things can shift so quickly.