Since I work on a contract basis I get to pay for my own health insurance, read high deductible, low benefits, big ugly copays. Within the last week I've gotten to pay the following:
$2,000.00 to OB for delivery (delivery only, this was my copay)
$800.00 for epidural (they don't cover that)
$417.00 (for pediatrician and first two well baby visits, copays and deductible)
$499.00 to hospital to cover my stay
I did cancel my dental insurance (with the same company) as they wanted to raise my monthly rate $70.00 because I was putting the baby on my medical insurance. They have a policy that any additional family members, regardless of whether they are able to use the dental benefits or not raise the rate, absolutely ridiculous....
Universal healthcare anyone????
hate my health insurance
August 16th, 2007 at 04:18 am
August 16th, 2007 at 11:44 am 1187264680
Universal health care has some issues but I am so glad that I'm covered by it. Forgetting all the politics and problems its nice to be able to get necessary health care and not have to worry about if you can afford it.
I hope Mommy, Baby and all are doing well!
August 16th, 2007 at 03:52 pm 1187279571
Don't you have a maximum oop amount? That's the option I chose.
August 16th, 2007 at 07:12 pm 1187291551
Katwoman, yes mine is limited at $5,000 but that is $5,000 for me and $5,000 for the baby. If I were to go any lower my monthly premium would triple and it is already ridiculous as it is.
August 16th, 2007 at 07:48 pm 1187293682
You should see the movie Sicko.
If you work at starbucks for minimum 20 hours a week you get on their group healthcare plan. Worth considering if money is not the priority.